是最高的(de)百姓(xing)執行(xing)局指導(dao)意(yi)見案例(li)庫52號(hao)：福(fu)建(jian)豐海糧油加工(gong)化學(xue)工(gong)業不(bu)足(zu)新(xin)子(zi)平(ping)臺(tai)訴(su)中(zhong)國現代(dai)人民群(qun)眾債務穩(wen)妥(tuo)資產 不(bu)足(zu)新(xin)子(zi)平(ping)臺(tai)福(fu)建(jian)省分新(xin)子(zi)平(ping)臺(tai)海洋上(shang)貨件裝(zhuang)運穩(wen)妥(tuo)合同書合同糾紛案。

重要詞

????訴訟 海(hai)事局(ju) 海(hai)上旅游貨(huo)品物流運輸人壽保險(xian)補充(chong)協議 一切的(de)險(xian) 其他(ta)原(yuan)因

????主裁關鍵

????海上旅游商品(pin)(pin)(pin)運(yun)(yun)送(song)商業(ye)(ye)險裝修合(he)同說(shuo)明(ming)中的(de)“每件事險”，除分(fen)為人商業(ye)(ye)穩(wen)妥和水(shui)痕險的(de)幾項(xiang)義務(wu)外(wai)，還分(fen)為被商業(ye)(ye)險商品(pin)(pin)(pin)在運(yun)(yun)送(song)意外(wai)是因(yin)為國外(wai)理(li)(li)由(you)分(fen)析所以至(zhi)于的(de)全部都或個部分(fen)傷(shang)害(hai)。在被商業(ye)(ye)險人不產生蓄意還是過錯的(de)環境下，是因(yin)為重要性商業(ye)(ye)險裝修合(he)同說(shuo)明(ming)中以外(wai)義務(wu)合(he)同條款下列明(ming)現(xian)狀之中的(de)某個理(li)(li)由(you)分(fen)析，有(you)被商業(ye)(ye)險商品(pin)(pin)(pin)傷(shang)害(hai)的(de)，是可以核實屬(shu)以至(zhi)于被商業(ye)(ye)險商品(pin)(pin)(pin)傷(shang)害(hai)的(de)“國外(wai)理(li)(li)由(you)分(fen)析”，商業(ye)(ye)險人還應承擔者運(yun)(yun)送(song)意外(wai)由(you)該國外(wai)理(li)(li)由(you)分(fen)析所以至(zhi)于的(de)每件事傷(shang)害(hai)。

????相關聯法條

????《我(wo)國(guo)各族人(ren)民共合國(guo)商業(ye)保險法(fa)》第(di)三方(fang)10條

????主要犯罪事實

????1995年1一(yi)(yi)月28日，四(si)川豐(feng)海(hai)調味品(pin)工業(ye)(ye)(ye)(ye)(ye)(ye)(ye)企(qi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)局(ju)限(xian)單(dan)(dan)(dan)位（如(ru)下(xia)縮略(lve)(lve)詞豐(feng)海(hai)單(dan)(dan)(dan)位）在中我們夫妻(qi)共同財產商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)險(xian)(xian)(xian)(xian)(xian)企(qi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)股(gu)權局(ju)限(xian)單(dan)(dan)(dan)位四(si)川省(sheng)分單(dan)(dan)(dan)位（如(ru)下(xia)縮略(lve)(lve)詞四(si)川人(ren)保(bao)）商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)險(xian)(xian)(xian)(xian)(xian)買(mai)(mai)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)險(xian)(xian)(xian)(xian)(xian)了(le)由(you)白(bai)(bai)麻尼西(xi)(xi)(xi)亞籍“哈(ha)卡(ka)”輪(lun)（HAGAAG）所搭載的(de)自白(bai)(bai)麻尼西(xi)(xi)(xi)亞杜邁港(gang)至中洋浦港(gang)的(de)4999.85噸桶裝(zhuang)棕櫚油，商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)險(xian)(xian)(xian)(xian)(xian)買(mai)(mai)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)險(xian)(xian)(xian)(xian)(xian)險(xian)(xian)(xian)(xian)(xian)企(qi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)別為(wei)不(bu)顧任何(he)東(dong)西(xi)(xi)(xi)險(xian)(xian)(xian)(xian)(xian)，貨價(jia)為(wei)3574892.75歐(ou)元(yuan)(yuan)，商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)險(xian)(xian)(xian)(xian)(xian)企(qi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)額度為(wei)3951258歐(ou)元(yuan)(yuan)，商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)險(xian)(xian)(xian)(xian)(xian)企(qi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)費為(wei)18966歐(ou)元(yuan)(yuan)。商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)險(xian)(xian)(xian)(xian)(xian)買(mai)(mai)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)險(xian)(xian)(xian)(xian)(xian)后(hou)(hou)，豐(feng)海(hai)單(dan)(dan)(dan)位依約向四(si)川人(ren)保(bao)網銀(yin)支(zhi)付了(le)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)險(xian)(xian)(xian)(xian)(xian)企(qi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)費，四(si)川人(ren)保(bao)向豐(feng)海(hai)單(dan)(dan)(dan)位傳出(chu)去了(le)起(qi)運溫馨提示，審簽了(le)大海(hai)產品(pin)車(che)輛(liang)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)險(xian)(xian)(xian)(xian)(xian)企(qi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)單(dan)(dan)(dan)，并將(jiang)(jiang)大海(hai)產品(pin)車(che)輛(liang)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)險(xian)(xian)(xian)(xian)(xian)企(qi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)條例附于(yu)保(bao)險(xian)(xian)(xian)(xian)(xian)買(mai)(mai)保(bao)險(xian)(xian)(xian)(xian)(xian)單(dan)(dan)(dan)此后(hou)(hou)。可要(yao)根據商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)險(xian)(xian)(xian)(xian)(xian)企(qi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)條例暫(zan)行法律(lv)(lv)規(gui)(gui)定(ding)，不(bu)顧任何(he)東(dong)西(xi)(xi)(xi)險(xian)(xian)(xian)(xian)(xian)的(de)保(bao)險(xian)(xian)(xian)(xian)(xian)買(mai)(mai)保(bao)險(xian)(xian)(xian)(xian)(xian)區(qu)域除包(bao)擴安康(kang)險(xian)(xian)(xian)(xian)(xian)和污(wu)漬(zi)險(xian)(xian)(xian)(xian)(xian)的(de)貼心(xin)的(de)售后(hou)(hou)服務主責外(wai)，四(si)川人(ren)保(bao)還“承擔主責被商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)險(xian)(xian)(xian)(xian)(xian)企(qi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)產品(pin)在車(che)輛(liang)路上(shang)考慮到外(wai)省(sheng)市問題造成(cheng)的(de)整(zheng)體或部(bu)位流(liu)失”。該條例還暫(zan)行法律(lv)(lv)規(gui)(gui)定(ding)了(le)5項包(bao)括但不(bu)限(xian)于(yu)主責。上(shang)面的(de)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)險(xian)(xian)(xian)(xian)(xian)買(mai)(mai)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)險(xian)(xian)(xian)(xian)(xian)產品(pin)是(shi)由(you)豐(feng)海(hai)單(dan)(dan)(dan)位以CNF價(jia)值向剛(gang)加坡(po)豐(feng)益私局(ju)限(xian)單(dan)(dan)(dan)位（如(ru)下(xia)縮略(lve)(lve)詞豐(feng)益單(dan)(dan)(dan)位）定(ding)購的(de)。可要(yao)根據私下(xia)交易(yi)協(xie)議規(gui)(gui)定(ding)，發件人(ren)豐(feng)益單(dan)(dan)(dan)位與(yu)船東(dong)選擇梁國(guo).際級(ji)選擇局(ju)限(xian)單(dan)(dan)(dan)位（如(ru)下(xia)縮略(lve)(lve)詞梁國(guo).際級(ji)）簽訂的(de)一(yi)(yi)個租約。該租約規(gui)(gui)定(ding)由(you)“哈(ha)卡(ka)”輪(lun)將(jiang)(jiang)豐(feng)海(hai)單(dan)(dan)(dan)位商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)險(xian)(xian)(xian)(xian)(xian)買(mai)(mai)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)商(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)(shang)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)險(xian)(xian)(xian)(xian)(xian)的(de)產品(pin)5000噸棕櫚油運至中洋浦港(gang)，將(jiang)(jiang)另(ling)1000噸棕櫚油銷往(wang)廣(guang)州。

????1995年(nian)110月(yue)29日，“哈(ha)(ha)卡(ka)”輪(lun)(lun)的期(qi)租船人(ren)(ren)、該(gai)批運(yun)輸的實際(ji)上承(cheng)運(yun)人(ren)(ren)土(tu)(tu)耳其尼(ni)西亞PT. SAMUDERA INDRA品(pin)牌（以內(nei)簡寫(xie)PSI品(pin)牌）批準了(le)(le)(le)標碼為(wei)(wei)DM/YPU/1490/95的已裝(zhuang)船提(ti)(ti)單(dan)。該(gai)提(ti)(ti)單(dan)載(zai)明船運(yun)為(wei)(wei)“哈(ha)(ha)卡(ka)”輪(lun)(lun)，裝(zhuang)貨(huo)港(gang)為(wei)(wei)土(tu)(tu)耳其尼(ni)西亞杜邁(mai)港(gang)，裝(zhuang)卸港(gang)為(wei)(wei)全國(guo)洋(yang)浦港(gang)，運(yun)輸嘜(ma)頭(tou)為(wei)(wei)BATCH NO.80211/95，裝(zhuang)貨(huo)數量統計為(wei)(wei)4999.85噸(dun)，凈化、產(chan)品(pin)流(liu)汽車(che)運(yun)輸價(jia)格(ge)已付(fu)。據查，交貨(huo)人(ren)(ren)豐(feng)益品(pin)牌將產(chan)品(pin)流(liu)汽車(che)運(yun)輸價(jia)格(ge)支(zhi)出給梁國(guo)際(ji)，梁國(guo)際(ji)已經產(chan)品(pin)流(liu)汽車(che)運(yun)輸價(jia)格(ge)支(zhi)出給PSI品(pin)牌。1995年(nian)1二月(yue)14日，豐(feng)海品(pin)牌向其開證信用社(she)付(fu)錢贖單(dan)，具有了(le)(le)(le)上述內(nei)容保(bao)險投保(bao)運(yun)輸的一條龍式(shi)（3份）原(yuan)本(ben)提(ti)(ti)單(dan)。1995年(nian)110月(yue)23日至(zhi)29日，“哈(ha)(ha)卡(ka)”輪(lun)(lun)在(zai)杜邁(mai)港(gang)裝(zhuang)31623桶、毛重5999.82噸(dun)天下牌棕櫚油(you)揚帆后，是(shi)因(yin)為(wei)(wei)“哈(ha)(ha)卡(ka)”油(you)輪(lun)(lun)東土(tu)(tu)耳其尼(ni)西亞PT. PERUSAHAAN PELAYARAN BAHTERA BINTANG SELATAN品(pin)牌（以內(nei)簡寫(xie)BBS品(pin)牌）與(yu)該(gai)輪(lun)(lun)的期(qi)租船人(ren)(ren)PSI品(pin)牌互(hu)相因(yin)船運(yun)出租費有合同糾紛，“哈(ha)(ha)卡(ka)”輪(lun)(lun)停止了(le)(le)(le)提(ti)(ti)單(dan)約定的的航(hang)程并外(wai)資瓦(wa)解了(le)(le)(le)該(gai)輪(lun)(lun)的日常動(dong)態狀況。

????為(wei)(wei)盡量避免(mian)買(mai)保(bao)(bao)險商(shang)品的(de)(de)虧損資金，豐(feng)益(yi)系(xi)(xi)統(tong)(tong)(tong)、豐(feng)海(hai)(hai)(hai)(hai)(hai)系(xi)(xi)統(tong)(tong)(tong)、山東(dong)省(sheng)(sheng)人(ren)保(bao)(bao)屢次(ci)派代(dai)表(biao)性(xing)到庭(ting)“哈(ha)卡(ka)”客輪(lun)東(dong)與(yu)期租船(chuan)人(ren)互(hu)相的(de)(de)協商(shang)還款計劃，但主要是因為(wei)(wei)船(chuan)東(dong)以(yi)未給我發租金回報(bao)為(wei)(wei)由不愿放手(shou)一(yi)眼看(kan)穿“哈(ha)卡(ka)”輪(lun)行(xing)(xing)蹤，多多會(hui)面反遭。從始，豐(feng)益(yi)系(xi)(xi)統(tong)(tong)(tong)、豐(feng)海(hai)(hai)(hai)(hai)(hai)系(xi)(xi)統(tong)(tong)(tong)能夠種推廣(guang)方式交談(tan)并多多查閱(yue)“哈(ha)卡(ka)”輪(lun)行(xing)(xing)蹤，山東(dong)省(sheng)(sheng)人(ren)保(bao)(bao)亦能夠其駐外系(xi)(xi)統(tong)(tong)(tong)請求查閱(yue)“哈(ha)卡(ka)”輪(lun)。必定會(hui)1997年4月(yue)，“哈(ha)卡(ka)”輪(lun)非(fei)法(fa)經營(ying)貨至(zhi)(zhi)在我國(guo)汕(shan)尾被(bei)我海(hai)(hai)(hai)(hai)(hai)警(jing)查處。利用(yong)上海(hai)(hai)(hai)(hai)(hai)市(shi)(shi)市(shi)(shi)民檢(jian)(jian)查工作(zuo)院穗檢(jian)(jian)刑免(mian)字(zi)（1996）61號《免(mian)予訴(su)狀考慮書》的(de)(de)舉證，1997年年初至(zhi)(zhi)2月(yue)，“哈(ha)卡(ka)”客輪(lun)長埃里斯·倫(lun)巴克利用(yong)BBS系(xi)(xi)統(tong)(tong)(tong)控(kong)制指(zhi)令，指(zhi)揮者海(hai)(hai)(hai)(hai)(hai)員(yuan)將(jiang)之中(zhong)11325桶(tong)(tong)、2100多噸棕櫚油(you)引用(yong)到屬(shu)同船(chuan)系(xi)(xi)統(tong)(tong)(tong)的(de)(de)“依瓦(wa)那(nei)”和“薩拉哈(ha)”貨船(chuan)艙運走推廣(guang)，又(you)讓海(hai)(hai)(hai)(hai)(hai)員(yuan)將(jiang)船(chuan)名“哈(ha)卡(ka)”輪(lun)涂該(gai)成(cheng)“伊莉(li)莎2”號（ELIZA Ⅱ）。1997年4月(yue)，更該(gai)成(cheng)“伊莉(li)莎2”號的(de)(de)貨船(chuan)載剩的(de)(de)商(shang)品20298桶(tong)(tong)棕櫚油(you)非(fei)法(fa)經營(ying)貨至(zhi)(zhi)在我國(guo)汕(shan)尾，4月(yue)24日被(bei)我海(hai)(hai)(hai)(hai)(hai)警(jing)查處。作(zuo)出20298桶(tong)(tong)棕櫚油(you)已被(bei)廣(guang)州省(sheng)(sheng)檢(jian)(jian)查工作(zuo)行(xing)(xing)政單位(wei)作(zuo)為(wei)(wei)一(yi)個非(fei)法(fa)經營(ying)貨商(shang)品收走上交國(guo)庫。1997年6月(yue)6日豐(feng)海(hai)(hai)(hai)(hai)(hai)系(xi)(xi)統(tong)(tong)(tong)向山東(dong)省(sheng)(sheng)人(ren)保(bao)(bao)審核保(bao)(bao)險賠付(fu)該(gai)報(bao)告書，八月(yue)15日豐(feng)海(hai)(hai)(hai)(hai)(hai)系(xi)(xi)統(tong)(tong)(tong)在此向山東(dong)省(sheng)(sheng)人(ren)保(bao)(bao)提交書面材(cai)料(liao)保(bao)(bao)險賠付(fu)注(zhu)冊，山東(dong)省(sheng)(sheng)人(ren)保(bao)(bao)確定認為(wei)(wei)拒賠。豐(feng)海(hai)(hai)(hai)(hai)(hai)系(xi)(xi)統(tong)(tong)(tong)遂訴(su)至(zhi)(zhi)三亞市(shi)(shi)海(hai)(hai)(hai)(hai)(hai)事處檢(jian)(jian)察院。

????豐海平(ping)(ping)(ping)臺(tai)是(shi)廣(guang)西(xi)(xi)(xi)豐源(yuan)貿易經(jing)濟(ji)發展比較(jiao)(jiao)有限(xian)平(ping)(ping)(ping)臺(tai)英文(wen)(wen)平(ping)(ping)(ping)臺(tai)和新增坡海源(yuan)時(shi)代國際(ji)比較(jiao)(jiao)有限(xian)平(ping)(ping)(ping)臺(tai)英文(wen)(wen)平(ping)(ping)(ping)臺(tai)于1995年八月份(fen)14日創(chuang)辦的(de)中西(xi)(xi)(xi)方(fang)文(wen)(wen)化合資品牌經(jing)營管理(li)各個企業。該平(ping)(ping)(ping)臺(tai)創(chuang)辦后，就與廣(guang)西(xi)(xi)(xi)人保設立了業務(wu)領域(yu)量(liang)(liang)社會關系。1995年-10月1日至同生日13月28日（民事案(an)件穩妥(tuo)單出具前）就情況(kuang)了4筆國外進口棕櫚油穩妥(tuo)業務(wu)領域(yu)量(liang)(liang)，這(zhe)里面3筆購買車險(xian)(xian)的(de)險(xian)(xian)別為任(ren)何東西(xi)(xi)(xi)險(xian)(xian)，另1筆為“任(ren)何東西(xi)(xi)(xi)險(xian)(xian)增加第(di)二次世(shi)界大戰(zhan)險(xian)(xian)”。該4筆穩妥(tuo)均情況(kuang)保險(xian)(xian)索賠，這(zhe)里面有正因為任(ren)何東西(xi)(xi)(xi)險(xian)(xian)使(shi)用范圍(wei)內的(de)貨品短少、破漏情況(kuang)的(de)賠償。

????國際裁判但是

????海(hai)(hai)南(nan)海(hai)(hai)口(kou)市海(hai)(hai)洋局(ju)朝(chao)廷(ting)于(yu)一九(jiu)九(jiu)六(liu)年(nian)(nian)111月(yue)(yue)25日據此(ci)（1996）海(hai)(hai)商(shang)(shang)初字(zi)第0910號(hao)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)案(an)(an)件(jian)法(fa)(fa)律(lv)(lv)(lv)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)案(an)(an)件(jian)處(chu)決(jue)(jue)(jue)書(shu)：一、云南(nan)人(ren)保(bao)應陪嘗(chang)豐(feng)海(hai)(hai)裝(zhuang)修子(zi)工(gong)廠(chang)(chang)商(shang)(shang)業險幣值(zhi)損害3593858.75澳元；二(er)、審(shen)(shen)請(qing)(qing)收(shou)(shou)回(hui)豐(feng)海(hai)(hai)裝(zhuang)修子(zi)工(gong)廠(chang)(chang)的(de)其它的(de)起訴(su)(su)(su)post請(qing)(qing)求(qiu)。最終(zhong)處(chu)決(jue)(jue)(jue)后，云南(nan)人(ren)保(bao)做出所述。云南(nan)省中(zhong)二(er)級(ji)人(ren)們(men)朝(chao)廷(ting)于(yu)199七年(nian)(nian)10月(yue)(yue)27日據此(ci)（1997）瓊經(jing)終(zhong)字(zi)第48號(hao)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)案(an)(an)件(jian)法(fa)(fa)律(lv)(lv)(lv)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)案(an)(an)件(jian)處(chu)決(jue)(jue)(jue)書(shu)：審(shen)(shen)請(qing)(qing)收(shou)(shou)回(hui)一審(shen)(shen)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)案(an)(an)件(jian)處(chu)決(jue)(jue)(jue)書(shu)，審(shen)(shen)請(qing)(qing)收(shou)(shou)回(hui)豐(feng)海(hai)(hai)裝(zhuang)修子(zi)工(gong)廠(chang)(chang)的(de)起訴(su)(su)(su)post請(qing)(qing)求(qiu)。豐(feng)海(hai)(hai)裝(zhuang)修子(zi)工(gong)廠(chang)(chang)向(xiang)非常奇(qi)人(ren)們(men)朝(chao)廷(ting)審(shen)(shen)請(qing)(qing)再審(shen)(shen)。非常奇(qi)人(ren)們(men)朝(chao)廷(ting)于(yu)200幾年(nian)(nian)八月(yue)(yue)11日以（2003）民四(si)監字(zi)第55號(hao)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)案(an)(an)件(jian)法(fa)(fa)律(lv)(lv)(lv)栽(zai)定(ding)，來決(jue)(jue)(jue)定(ding)對本(ben)套案(an)(an)例通過提(ti)(ti)審(shen)(shen)，并于(yu)200多年(nian)(nian)10月(yue)(yue)13日據此(ci)（2003）民四(si)提(ti)(ti)字(zi)第5號(hao)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)案(an)(an)件(jian)法(fa)(fa)律(lv)(lv)(lv)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)案(an)(an)件(jian)處(chu)決(jue)(jue)(jue)書(shu)：一、審(shen)(shen)請(qing)(qing)收(shou)(shou)回(hui)云南(nan)省中(zhong)二(er)級(ji)人(ren)們(men)朝(chao)廷(ting)（1997）瓊經(jing)終(zhong)字(zi)第48號(hao)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)案(an)(an)件(jian)法(fa)(fa)律(lv)(lv)(lv)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)案(an)(an)件(jian)處(chu)決(jue)(jue)(jue)書(shu)；二(er)、保(bao)護海(hai)(hai)南(nan)海(hai)(hai)口(kou)市海(hai)(hai)洋局(ju)朝(chao)廷(ting)（1996）海(hai)(hai)商(shang)(shang)初字(zi)第0910號(hao)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)案(an)(an)件(jian)法(fa)(fa)律(lv)(lv)(lv)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)訴(su)(su)(su)訟(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)(song)案(an)(an)件(jian)處(chu)決(jue)(jue)(jue)書(shu)。

????裁判組初衷

????最(zui)好中國(guo)(guo)百(bai)姓(xing)執行局觀(guan)點：此(ci)案為時代國(guo)(guo)際(ji)發展海(hai)上物品搬運保(bao)障(zhang)勞務合同矛(mao)盾，被保(bao)障(zhang)人(ren)、保(bao)障(zhang)物品的(de)主要目的(de)港等(deng)均在華夏(xia)中國(guo)(guo)百(bai)姓(xing)共合國(guo)(guo)東南部，原(yuan)審以華夏(xia)中國(guo)(guo)百(bai)姓(xing)共合國(guo)(guo)法律規范當(dang)作處理好此(ci)案矛(mao)盾的(de)準據法科學合理，彼此(ci)之間證人(ren)亦一樣(yang)議。

????豐海(hai)司與海(hai)南(nan)島人保互相締結的(de)穩(wen)妥費用(yong)合(he)同(tong)文(wen)本合(he)規有(you)用(yong)，男女雙方的(de)所(suo)有(you)權(quan)公民義務應受穩(wen)妥費用(yong)單及(ji)需附(fu)穩(wen)妥費用(yong)合(he)同(tong)條例的(de)進行約束。該(gai)案穩(wen)妥費用(yong)標底就會發生(sheng)事實上全損，就此(ci)發件人豐益(yi)司并沒(mei)有(you)疏忽大(da)意，亦(yi)無材(cai)料(liao)事實證明被穩(wen)妥費用(yong)人豐海(hai)司都存(cun)在借故或問題(ti)。穩(wen)妥費用(yong)標底的(de)影響(xiang)是(shi)考慮到“哈卡”貨(huo)船(chuan)東(dong)BBS司與期租船(chuan)人互相的(de)月租金糾紛調解，將(jiang)船(chuan)載物料(liao)運(yun)走(zou)市場和(he)走(zou)私物品表現誘發的(de)。該(gai)案異議的(de)話題(ti)最為怎么樣去(qu)掌(zhang)握(wo)受賄穩(wen)妥費用(yong)合(he)同(tong)條例中任何東(dong)西險的(de)責任書范疇。

????二審(shen)民(min)(min)事(shi)中(zhong)，廣(guang)西省高端國(guo)民(min)(min)國(guo)民(min)(min)法院報看做，會(hui)根據穩(wen)(wen)妥(tuo)廠(chang)家(jia)(jia)單需附的(de)穩(wen)(wen)妥(tuo)廠(chang)家(jia)(jia)協(xie)議和穩(wen)(wen)妥(tuo)廠(chang)家(jia)(jia)該行業原(yuan)則，所(suo)(suo)有險(xian)(xian)(xian)的(de)權(quan)利(li)(li)與義務(wu)(wu)事(shi)故面(mian)積(ji)以及平平安(an)安(an)險(xian)(xian)(xian)、污(wu)漬險(xian)(xian)(xian)和普通(tong)型額(e)外(wai)增加(jia)險(xian)(xian)(xian)（即偷盜(dao)提貨單不(bu)(bu)(bu)著險(xian)(xian)(xian)、談水雨(yu)淋險(xian)(xian)(xian)、短量險(xian)(xian)(xian)、沾(zhan)污(wu)險(xian)(xian)(xian)、滲(shen)漏險(xian)(xian)(xian)、碰損(sun)(sun)破碎機險(xian)(xian)(xian)、串味險(xian)(xian)(xian)、反潮遇熱(re)險(xian)(xian)(xian)、鉤損(sun)(sun)險(xian)(xian)(xian)、進行包裝劃傷險(xian)(xian)(xian)和銹損(sun)(sun)險(xian)(xian)(xian)），國(guo)家(jia)(jia)國(guo)民(min)(min)銀行系統《介紹〈海(hai)洋(yang)生物運送產品穩(wen)(wen)妥(tuo)廠(chang)家(jia)(jia)“所(suo)(suo)有險(xian)(xian)(xian)”協(xie)議定義的(de)輕食(shi)〉的(de)復函》亦作(zuo)了一模(mo)一樣的(de)厘清的(de)規定。看不(bu)(bu)(bu)見，豐(feng)海(hai)廠(chang)家(jia)(jia)承保產品的(de)損(sun)(sun)失費不(bu)(bu)(bu)包括所(suo)(suo)有險(xian)(xian)(xian)的(de)權(quan)利(li)(li)與義務(wu)(wu)事(shi)故面(mian)積(ji)。不(bu)(bu)(bu)但(dan)，基于廣(guang)西人(ren)保與豐(feng)海(hai)廠(chang)家(jia)(jia)有長時(shi)(shi)間的(de)穩(wen)(wen)妥(tuo)廠(chang)家(jia)(jia)銷售有關(guan)，在(zai)自(zi)訴(su)人(ren)糾分會(hui)發生前，夫妻之(zhi)間曾一次(ci)簽(qian)訂的(de)穩(wen)(wen)妥(tuo)廠(chang)家(jia)(jia)三方(fang)合(he)(he)同文本，有時(shi)(shi)候廣(guang)西人(ren)保還作(zuo)過所(suo)(suo)有險(xian)(xian)(xian)面(mian)積(ji)內的(de)陪(pei)付，以豐(feng)海(hai)廠(chang)家(jia)(jia)對自(zi)訴(su)人(ren)穩(wen)(wen)妥(tuo)廠(chang)家(jia)(jia)三方(fang)合(he)(he)同文本的(de)大(da)部分資源、免責協(xie)議及所(suo)(suo)有險(xian)(xian)(xian)的(de)權(quan)利(li)(li)與義務(wu)(wu)事(shi)故面(mian)積(ji)須得是(shi)清的(de)，故評估一民(min)(min)事(shi)決可(ke)妙用律異常。

????不(bu)(bu)(bu)同涉案人(ren)員“大海(hai)(hai)貨(huo)運國(guo)(guo)際(ji)物(wu)品(pin)(pin)穩(wen)(wen)(wen)(wen)妥(tuo)(tuo)條(tiao)(tiao)(tiao)文(wen)”的(de)(de)(de)(de)規定，一(yi)些(xie)險用來(lai)具有著(zhu)國(guo)(guo)壽險、有水(shui)跡險的(de)(de)(de)(de)各個擔責(ze)(ze)義(yi)務(wu)(wu)外，還開展被穩(wen)(wen)(wen)(wen)妥(tuo)(tuo)國(guo)(guo)際(ji)物(wu)品(pin)(pin)在貨(huo)運時中病因各項(xiang)外籍病因所(suo)(suo)(suo)造的(de)(de)(de)(de)海(hai)(hai)損(sun)(sun)(sun)。也穩(wen)(wen)(wen)(wen)妥(tuo)(tuo)條(tiao)(tiao)(tiao)文(wen)中還制定列透徹幾種包括(kuo)但(dan)不(bu)(bu)(bu)限于擔責(ze)(ze)義(yi)務(wu)(wu)，即：①被穩(wen)(wen)(wen)(wen)妥(tuo)(tuo)人(ren)的(de)(de)(de)(de)蓄意的(de)(de)(de)(de)行為(wei)或過失傷害(hai)所(suo)(suo)(suo)造的(de)(de)(de)(de)海(hai)(hai)損(sun)(sun)(sun)；②歸于發件人(ren)擔責(ze)(ze)義(yi)務(wu)(wu)所(suo)(suo)(suo)受(shou)到(dao)的(de)(de)(de)(de)海(hai)(hai)損(sun)(sun)(sun)；③在穩(wen)(wen)(wen)(wen)妥(tuo)(tuo)擔責(ze)(ze)義(yi)務(wu)(wu)始于前，被穩(wen)(wen)(wen)(wen)妥(tuo)(tuo)國(guo)(guo)際(ji)物(wu)品(pin)(pin)已具有著(zhu)的(de)(de)(de)(de)口感不(bu)(bu)(bu)良的(de)(de)(de)(de)或總量短差(cha)所(suo)(suo)(suo)造的(de)(de)(de)(de)海(hai)(hai)損(sun)(sun)(sun)；④被穩(wen)(wen)(wen)(wen)妥(tuo)(tuo)國(guo)(guo)際(ji)物(wu)品(pin)(pin)的(de)(de)(de)(de)大自然(ran)耗用、本質上(shang)缺點(dian)、性能甚至市價跌下(xia)、貨(huo)運遲延所(suo)(suo)(suo)受(shou)到(dao)的(de)(de)(de)(de)海(hai)(hai)損(sun)(sun)(sun)；⑤本我司大海(hai)(hai)貨(huo)運國(guo)(guo)際(ji)物(wu)品(pin)(pin)戰役(yi)險條(tiao)(tiao)(tiao)文(wen)和國(guo)(guo)際(ji)物(wu)品(pin)(pin)貨(huo)運罷(ba)課險條(tiao)(tiao)(tiao)文(wen)規定的(de)(de)(de)(de)擔責(ze)(ze)義(yi)務(wu)(wu)范疇和包括(kuo)但(dan)不(bu)(bu)(bu)限于擔責(ze)(ze)義(yi)務(wu)(wu)。從(cong)所(suo)(suo)(suo)述穩(wen)(wen)(wen)(wen)妥(tuo)(tuo)條(tiao)(tiao)(tiao)文(wen)的(de)(de)(de)(de)規定看(kan)，大海(hai)(hai)貨(huo)運國(guo)(guo)際(ji)物(wu)品(pin)(pin)穩(wen)(wen)(wen)(wen)妥(tuo)(tuo)條(tiao)(tiao)(tiao)文(wen)中的(de)(de)(de)(de)一(yi)些(xie)險條(tiao)(tiao)(tiao)文(wen)具有著(zhu)以下(xia)幾點(dian)特(te)別：

????1.任何東(dong)西險(xian)因此列明(ming)安全隱(yin)(yin)患(huan)性(xing)，還是非列明(ming)安全隱(yin)(yin)患(huan)性(xing)。在大海輸送(song)業(ye)(ye)貨物(wu)輸送(song)人(ren)身(shen)險(xian)條文(wen)中，保險(xian)行(xing)業(ye)(ye)險(xian)、水跡險(xian)為列明(ming)的(de)安全隱(yin)(yin)患(huan)性(xing)，而(er)任何東(dong)西險(xian)則為保險(xian)行(xing)業(ye)(ye)險(xian)、水跡險(xian)多加上(shang)未(wei)列明(ming)的(de)輸送(song)業(ye)(ye)中途猶(you)豫國外問題引起的(de)人(ren)身(shen)險(xian)標有的(de)損失率(lv)。

????2.商(shang)業險(xian)服務(wu)(wu)標簽的(de)(de)(de)虧(kui)損資金都(dou)要是(shi)外籍(ji)擔(dan)(dan)(dan)心(xin)(xin)出現(xian)的(de)(de)(de)。被商(shang)業險(xian)服務(wu)(wu)人在向(xiang)商(shang)業險(xian)服務(wu)(wu)人條件商(shang)業險(xian)服務(wu)(wu)賠(pei)償(chang)費時，都(dou)要驗證(zheng)商(shang)業險(xian)服務(wu)(wu)標簽的(de)(de)(de)虧(kui)損資金是(shi)擔(dan)(dan)(dan)心(xin)(xin)裝(zhuang)卸搬運過(guo)程(cheng)中(zhong)外籍(ji)擔(dan)(dan)(dan)心(xin)(xin)造成(cheng)的(de)(de)(de)的(de)(de)(de)。外籍(ji)擔(dan)(dan)(dan)心(xin)(xin)是(shi)可因此那自然擔(dan)(dan)(dan)心(xin)(xin)，亦是(shi)可因此應為人為的(de)(de)(de)偶(ou)然事件事件。只是(shi)一(yi)切都(dou)是(shi)險(xian)投(tou)保的(de)(de)(de)投(tou)資概率擁有(you)不(bu)(bu)判別(bie)性，條件不(bu)(bu)會能(neng)判別(bie)的(de)(de)(de)、偶(ou)然事件的(de)(de)(de)、難以羅列的(de)(de)(de)投(tou)保投(tou)資概率。談談這里的(de)(de)(de)預期想象的(de)(de)(de)、判別(bie)的(de)(de)(de)、普通 的(de)(de)(de)有(you)危險(xian)，則不(bu)(bu)專(zhuan)屬外籍(ji)擔(dan)(dan)(dan)心(xin)(xin)的(de)(de)(de)責任(ren)心(xin)(xin)空間。

????3.外來人(ren)(ren)(ren)(ren)問題理(li)應局(ju)限(xian)于運(yun)載(zai)(zai)過(guo)(guo)程(cheng)中進(jin)行的(de)(de)，檢測了運(yun)載(zai)(zai)進(jin)行前和運(yun)載(zai)(zai)完(wan)畢后進(jin)行的(de)(de)人(ren)(ren)(ren)(ren)身(shen)重(zhong)大事(shi)故(gu)(gu)。但凡被(bei)商(shang)(shang)(shang)(shang)業險(xian)(xian)服(fu)(fu)(fu)務(wu)(wu)人(ren)(ren)(ren)(ren)證明(ming)(ming)信盤(pan)虧(kui)不(bu)屬于甚為人(ren)(ren)(ren)(ren)體(ti)問題，二是因此運(yun)載(zai)(zai)過(guo)(guo)程(cheng)中的(de)(de)遇外人(ren)(ren)(ren)(ren)身(shen)重(zhong)大事(shi)故(gu)(gu)會(hui)導致的(de)(de)，商(shang)(shang)(shang)(shang)業險(xian)(xian)服(fu)(fu)(fu)務(wu)(wu)人(ren)(ren)(ren)(ren)就理(li)應負責(ze)(ze)商(shang)(shang)(shang)(shang)業險(xian)(xian)服(fu)(fu)(fu)務(wu)(wu)賠(pei)償金損失主責(ze)(ze)。結合(he)商(shang)(shang)(shang)(shang)業險(xian)(xian)服(fu)(fu)(fu)務(wu)(wu)法的(de)(de)標準規(gui)程(cheng)，商(shang)(shang)(shang)(shang)業險(xian)(xian)服(fu)(fu)(fu)務(wu)(wu)合(he)同說明(ming)(ming)文(wen)本中標準規(gui)程(cheng)相對于商(shang)(shang)(shang)(shang)業險(xian)(xian)服(fu)(fu)(fu)務(wu)(wu)人(ren)(ren)(ren)(ren)主責(ze)(ze)免(mian)于免(mian)責(ze)(ze)條(tiao)約英(ying)文(wen)的(de)(de)，商(shang)(shang)(shang)(shang)業險(xian)(xian)服(fu)(fu)(fu)務(wu)(wu)人(ren)(ren)(ren)(ren)在訂(ding)立合(he)同說明(ming)(ming)文(wen)本時理(li)應向買保(bao)費服(fu)(fu)(fu)務(wu)(wu)人(ren)(ren)(ren)(ren)知(zhi)(zhi)道(dao)原因分(fen)析(xi)，未知(zhi)(zhi)道(dao)原因分(fen)析(xi)的(de)(de)，該免(mian)責(ze)(ze)條(tiao)約英(ying)文(wen)已經(jing)沒能發生作用。據圖(tu)，商(shang)(shang)(shang)(shang)業險(xian)(xian)服(fu)(fu)(fu)務(wu)(wu)免(mian)責(ze)(ze)條(tiao)約英(ying)文(wen)中列(lie)明(ming)(ming)的(de)(de)排(pai)(pai)除主責(ze)(ze)固然不(bu)會(hui)商(shang)(shang)(shang)(shang)業險(xian)(xian)服(fu)(fu)(fu)務(wu)(wu)人(ren)(ren)(ren)(ren)賠(pei)償金損失之(zhi)列(lie)，只不(bu)過(guo)(guo)理(li)應以訂(ding)立商(shang)(shang)(shang)(shang)業險(xian)(xian)服(fu)(fu)(fu)務(wu)(wu)合(he)同說明(ming)(ming)文(wen)本時，商(shang)(shang)(shang)(shang)業險(xian)(xian)服(fu)(fu)(fu)務(wu)(wu)人(ren)(ren)(ren)(ren)已經(jing)把排(pai)(pai)除主責(ze)(ze)免(mian)責(ze)(ze)條(tiao)約英(ying)文(wen)知(zhi)(zhi)道(dao)